For fresh graduates and young professionals, financial independence is a big step and proud accomplishment. Cirumstances may differ between the east and west with this concept, because part-time or summer jobs are less of a common concept in Asia. Often, a fresh graduate's first job after university will be his or her first job over. In this scenario, it would be wise for this market to think about how best to manage the new inflow of cash they will have coming in. It is never too early to start some basic personal financial management. It may be the key to smarter spending and good money habits down the road. Keep these 4 things in mind when to hit financial independence before the age of 30!